Pet insurance removes the financial worry of having an ill pet and allows you to concentrate on getting your pet back to health. Pet insurance policies vary a great deal, make sure that you check the points listed below to ensure that you choose the best policy for you and your pet.
- What is the maximum amount that will be paid out if your pet is ill or injured? Is this per year or per condition?
- Does the policy last for the lifetime of your pet? Some companies may stop insuring when your pet gets older.
- Will long term conditions be covered for life, or, will exclusions be placed after a year?
- Do pet's premiums rise if claims are made?
- What is included, would you like cover for referral to veterinary specialists, dental work, behaviour therapy, special diets etc?